| » Home » Interest
Rates » Housing Loans |
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| Mortgage |
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| Kedella |
25.00 |
| Sirisara |
25.00 |
| Educational Loans |
24.00 |
| EPF |
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| EPF Flexi Loan |
23.00 |
| EPF Smart Loan |
24.00 |
| EPF Advantage Loan |
27.00 |
| Guarantor |
|
| Personal Guarantee |
28.00 |
| HDFC Diriya /Viru Diriya
|
26.00 |
| Gold |
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| HDFC Gold Loan - Retail Customers - LTV up to 65% |
25.00 |
| - LTV 65% to 70% |
29.00 |
| Bulk Customers - LTV up to 65% |
26.00 |
- LTV 65% to 70%
(LTV Based on CBSL Gold Market Price) |
29.00 |
| Finance Lease:
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| Finance Lease - Motor Cars , Vans, SUVs, Double Cabs |
24.50 |
| Finance Lease - Three Wheelers |
30.00 |
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| Scheme 1 (Rates based on AWPLR and reviewed every 3 months)
|
|
| Kedella -Mortgage |
21.8 (AWPLR)* + 3% |
| Development Credit - Mortgage |
21.8 (AWPLR)* + 3% |
| Corporate Credit - Mortgage |
21.8 (AWPLR)* + 2.5% to 3% |
| Scheme 2 (First year rates are fixed and reviewed quarterly based on AWPLR)
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|
|
First year |
After 01 year |
| EPF Smart Loan |
25% |
quarterly reviewed at AWPLR* +3.5% |
| Kedella -Mortgage |
26% |
quarterly reviewed at AWPLR* +3.5% |
| Education Loan |
25% |
quarterly reviewed at AWPLR* +3.5% |
| Scheme 3 (First 5 year rates are fixed and reviewed quarterly based on AWPLR)
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|
First 05 years |
After 05 years |
| EPF Smart Loan |
24% |
quarterly reviewed at AWPLR* +3.5% |
| Kedella -Mortgage |
26% |
quarterly reviewed at AWPLR* +3.5% |
| Education Loan |
24% |
quarterly reviewed at AWPLR* +3.5% |
|
First 05 years |
After 05 years |
| Salaried Employees of Private and Public Sector - Housing Mortgage |
21.8% (AWPLR)* |
AWPLR* + 2% |
| *Current Monthly Average Weighted Prime Lending Rate published by CBSL
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