Housing Loans
» Home » Interest Rates » Housing Loans
  • Rates on Lending (Fixed)
 
Loan Scheme Interest Rate (%)
Mortgage
Kedella 16.50 - 18.50
Sirisara 16.50 - 18.50
Educational Loans 16.50 - 18.50
EPF
EPF Flexi Loan 17.00
EPF Smart Loan 18.00
EPF Advantage Loan 19.00
Guarantor
Personal Guarantee 20.00
HDFC Diriya /Viru Diriya 20.00
Gold
HDFC Gold Loan 17.00
Finance Lease:
Finance Lease - Motor Cars , Vans, SUVs, Double Cabs 17.50 - 19.50
Finance Lease - Three Wheelers 25.00
Finance Lease - Bikes 25.00
  • Floating Interest Rates
 
Scheme 1 (Rates based on AWPLR and reviewed every 3 months)  
Product Rate of Interest %
Kedella -Mortgage 11.94 (AWPLR)* + 3%
Development Credit - Mortgage 11.94 (AWPLR)* + 3%
Corporate Credit - Mortgage 11.94 (AWPLR)* + 2.5% to 3%
Scheme 2 (First year rates are fixed and reviewed quarterly based on AWPLR)  
Product Rate of Interest %
First year After 01 year
EPF Flexi 16.75% quarterly reviewed at AWPLR* +3.5%
EPF Smart 17.75% quarterly reviewed at AWPLR* +3.5%
EPF Advantage 18.75% quarterly reviewed at AWPLR* +3.5%
Kedella -Mortgage 16.50% to 18.50% quarterly reviewed at AWPLR* +3.5%
Education Loan - Mortgage 16.50% to 18.50% quarterly reviewed at AWPLR* +3.5%
Product Rate of Interest %
First 05 years After 05 years
Salaried Employees of Private and Public Sector - Housing Mortgage 11.94% (AWPLR)* Prevailing AWPLR* + 2%
*Current Monthly Average Weighted Prime Lending Rate published by CBSL