Housing Loans
» Home » Interest Rates » Housing Loans
  • Rates on Lending (Fixed)
 
Loan Scheme Interest Rate (%)
Mortgage
Kedella 25.00
Sirisara 25.00
Educational Loans 24.00
EPF
EPF Flexi Loan 23.00
EPF Smart Loan 24.00
EPF Advantage Loan 27.00
Guarantor
Personal Guarantee 28.00
HDFC Diriya /Viru Diriya 26.00
Gold
HDFC Gold Loan - Retail Customers    - LTV up to 65% 25.00
- LTV 65% to 70% 29.00
Bulk Customers     - LTV up to 65% 26.00
- LTV 65% to 70%
(LTV Based on CBSL Gold Market Price)
29.00
Finance Lease:
Finance Lease - Motor Cars , Vans, SUVs, Double Cabs 24.50
Finance Lease - Three Wheelers 30.00
  • Floating Interest Rates
 
Scheme 1 (Rates based on AWPLR and reviewed every 3 months)  
Product Rate of Interest %
Kedella -Mortgage 21.8 (AWPLR)* + 3%
Development Credit - Mortgage 21.8 (AWPLR)* + 3%
Corporate Credit - Mortgage 21.8 (AWPLR)* + 2.5% to 3%
Scheme 2 (First year rates are fixed and reviewed quarterly based on AWPLR)  
Product Rate of Interest %
First year After 01 year
EPF Smart Loan 25% quarterly reviewed at AWPLR* +3.5%
Kedella -Mortgage 26% quarterly reviewed at AWPLR* +3.5%
Education Loan 25% quarterly reviewed at AWPLR* +3.5%
Scheme 3 (First 5 year rates are fixed and reviewed quarterly based on AWPLR)  
Product Rate of Interest %
First 05 years After 05 years
EPF Smart Loan 24% quarterly reviewed at AWPLR* +3.5%
Kedella -Mortgage 26% quarterly reviewed at AWPLR* +3.5%
Education Loan 24% quarterly reviewed at AWPLR* +3.5%
Product Rate of Interest %
First 05 years After 05 years
Salaried Employees of Private and Public Sector - Housing Mortgage 21.8% (AWPLR)* AWPLR* + 2%
*Current Monthly Average Weighted Prime Lending Rate published by CBSL