» Home » Interest
Rates » Housing Loans |
|
|
Mortgage |
|
Kedella |
25.00 |
Sirisara |
25.00 |
Educational Loans |
24.00 |
EPF |
|
EPF Flexi Loan |
23.00 |
EPF Smart Loan |
24.00 |
EPF Advantage Loan |
27.00 |
Guarantor |
|
Personal Guarantee |
28.00 |
HDFC Diriya /Viru Diriya
|
26.00 |
Gold |
|
HDFC Gold Loan - Retail Customers - LTV up to 65% |
25.00 |
- LTV 65% to 70% |
29.00 |
Bulk Customers - LTV up to 65% |
26.00 |
- LTV 65% to 70% (LTV Based on CBSL Gold Market Price) |
29.00 |
Finance Lease:
|
|
Finance Lease - Motor Cars , Vans, SUVs, Double Cabs |
24.50 |
Finance Lease - Three Wheelers |
30.00 |
|
|
|
Scheme 1 (Rates based on AWPLR and reviewed every 3 months)
|
|
Kedella -Mortgage |
21.8 (AWPLR)* + 3% |
Development Credit - Mortgage |
21.8 (AWPLR)* + 3% |
Corporate Credit - Mortgage |
21.8 (AWPLR)* + 2.5% to 3% |
Scheme 2 (First year rates are fixed and reviewed quarterly based on AWPLR)
|
|
|
First year |
After 01 year |
EPF Smart Loan |
25% |
quarterly reviewed at AWPLR* +3.5% |
Kedella -Mortgage |
26% |
quarterly reviewed at AWPLR* +3.5% |
Education Loan |
25% |
quarterly reviewed at AWPLR* +3.5% |
Scheme 3 (First 5 year rates are fixed and reviewed quarterly based on AWPLR)
|
|
|
First 05 years |
After 05 years |
EPF Smart Loan |
24% |
quarterly reviewed at AWPLR* +3.5% |
Kedella -Mortgage |
26% |
quarterly reviewed at AWPLR* +3.5% |
Education Loan |
24% |
quarterly reviewed at AWPLR* +3.5% |
|
First 05 years |
After 05 years |
Salaried Employees of Private and Public Sector - Housing Mortgage |
21.8% (AWPLR)* |
AWPLR* + 2% |
*Current Monthly Average Weighted Prime Lending Rate published by CBSL
|
|