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Rates » Housing Loans |
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Mortgage |
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Kedella |
15.00 |
Sirisara |
15.00 |
Educational Loans |
15.00 |
EPF |
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EPF Flexi Loan |
15.50 |
EPF Smart Loan |
16.00 |
EPF Advantage Loan |
16.50 |
Guarantor |
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Personal Guarantee |
18.00 |
HDFC Diriya /Viru Diriya
|
16.00 |
Gold |
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HDFC Gold Loan
|
14.50 |
Finance Lease:
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Finance Lease - Motor Cars , Vans, SUVs, Double
Cabs
|
14.50 |
Finance Lease - Three Wheelers, Bikes |
25.00 |
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Scheme 1 (Rates based on AWPLR and reviewed every 3 months)
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Kedella -Mortgage |
11.11 (AWPLR)* + 3% |
Development Credit - Mortgage |
11.11 (AWPLR)* + 3% |
Corporate Credit - Mortgage |
11.11 (AWPLR)* + 2.5% to 3% |
Scheme 2 (First year rates are fixed and reviewed quarterly based on AWPLR)
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First year |
After 01 year |
EPF Flexi |
15.50% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
EPF Smart |
16.00% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
EPF Advantage |
16.50% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
Kedella -Mortgage |
14.50% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
Education Loan - Mortgage |
14.50% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
Scheme 3 (First 2 years rates are fixed and reviewed quarterly based on AWPLR)
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First 2 years |
After 02 years |
EPF Flexi |
16.00% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
EPF Smart |
16.50% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
EPF Advantage |
17.00% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
Kedella -Mortgage |
15.00% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
Education Loan - Mortgage |
15.00% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
Scheme 4 (First 5 years rates are fixed and reviewed quarterly based on AWPLR)
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|
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First 5 years |
After 05 years |
EPF Flexi |
16.50% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
EPF Smart |
17.00% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
EPF Advantage |
17.50% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
Kedella -Mortgage |
15.50% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
Education Loan - Mortgage |
15.50% |
quarterly reviewed at AWPLR* (monthly average) +3.5% |
|
First 05 years |
After 05 years |
Salaried Employees of Private and Public Sector - Housing
Mortgage
|
11.11% (AWPLR)* |
Prevailing AWPLR* + 2% |
*Current Monthly Average Weighted Prime Lending Rate published by CBSL
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