HDFC Gold Loan
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HDFC Educational Loan

Your dream of pursuing higher education has become easier than ever with hassle free financing from HDFC Bank.

HDFC bank's Education Loan is designed to assist students in their studies. It is an easy financial solution for the students willing to pursue their higher education both abroad or in Sri Lanka.

Purposes for which Education loan is granted

  • Diplomas and equivalent courses
  • Advanced diploma courses
  • HNCs, HNDs, Degrees, Post-graduate degrees
  • Vocational Trainings
  • Skill Development Study Courses

What are the Expenses that can be considered for the loan?

  • Course Fees
  • Examination/Library fees
  • Purchase of Books/Equipment
  • Accommodation fees
  • The institute should be certified the above.

Who can obtain the loan?

  • Parent/ Guardian on behalf of their children
  • Sudents of 18 years and above, who are employed
  • A parent or potential student can also apply for a joint loan Security

What are the key benefits?

  • Competitive interest rates
  • Prompt processing
  • Repayment period - up to 05 years
  • Existing customers can obtain the loan over the property which has already been mortgaged

The Loan amount that can be obtained under Education loan 70% of property value based on the repayment capacity of applicant's, Guardian/Parent


Repayment should be made in equal monthly installments on the basis of diminishing capital.